FINOX
AI-powered loan management platform for modern lenders. Full lifecycle from origination to collections with 6 AI agents.
End-to-end lending automation.
FINOX handles every stage of the loan lifecycle with AI-powered automation and compliance built-in.
Origination
Digital application, KYC, credit scoring, and underwriting in minutes — not days.
- Digital loan applications
- Automated KYC/KYB
- Multi-bureau credit scoring
- AI underwriting decisions
Disbursement
Automated disbursement workflows with multi-channel payment routing and reconciliation.
- ACH/Wire/Check support
- Escrow management
- Co-borrower handling
- Real-time reconciliation
Servicing
Full loan lifecycle management with automated billing, statements, and customer service.
- Automated billing cycles
- Customer self-service portal
- Statement generation
- Hardship & restructuring
SAMX AI Agents
Six specialized AI agents handling underwriting, collections, fraud detection, and customer support.
- Underwriting agent
- Collections agent
- Fraud detection agent
- Customer support agent
Collections
AI-powered collections with predictive scoring, multi-channel outreach, and settlement automation.
- Predictive collections scoring
- Multi-channel campaigns
- Settlement workflows
- Legal action tracking
Analytics & Reporting
Real-time portfolio analytics, regulatory reporting, and executive dashboards.
- Portfolio analytics
- Regulatory reports (HMDA, etc.)
- Executive dashboards
- Custom report builder
Built for every lending vertical.
Pre-configured workflows for the most common loan types, plus custom configuration for unique products.
Consumer Lending
- Personal loans
- Auto loans
- Home equity
- Credit cards
Business Lending
- SBA loans
- Term loans
- Lines of credit
- Equipment financing
Real Estate
- Mortgage loans
- Construction loans
- Bridge financing
- Investment property
Ready to transform your lending operation?
FINOX is currently in private beta for select US lenders. Request access to start your evaluation.